Insurance Coverage


July 2025 New York Insurance Coverage Law Update
July 29, 2025 | Joanne M. Engeldrum | Insurance Coverage

Southern District Finds Tenant’s Insurer Has Duty To Defend Landlord But Determination On Indemnity Is Premature

A pedestrian tripped and fell on a public sidewalk in front of a multi-unit premises owned by 1995-2003 Jerome Avenue. The injured claimant filed a bodily injury action against Jerome Avenue and Pawnit Jerome Corp., a lessee of one

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July 2025 Insurance Update
July 22, 2025 | Insurance Coverage

We cover a broad range of topics in this month’s insurance update.

The Supreme Court of Vermont considers how to measure a boat’s capacity under a watercraft exclusion.

The Sixth Circuit decides whether an equipment designer’s omission in its insurance application voided its professional services coverage.

The North Carolina Supreme Court considers whether a homeowner

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Advisory Council Recommends Amending NY’s Commercial Division Rules
June 27, 2025 | Robert Tugander | Greg E. Mann | Insurance Coverage

The Administrative Board of the Courts is seeking public comment on a proposal by the Commercial Division Advisory Council to amend the Commercial Division rules (22 NYCRR § 202.70) to clarify what types of insurance cases may be heard.

Under the current rules, the Commercial Division may hear “environmental insurance coverage” and “commercial insurance coverage”

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June 2025 New York Insurance Coverage Law Update
June 26, 2025 | Joanne M. Engeldrum | Insurance Coverage

First Department Finds Additional Insured’s Late Notice Prejudiced Insurer

A worker was injured when he fell from a ladder while working for a subcontractor at a construction project. The injured worker sued the owner of the project, seeking damages for his injuries. The owner was defended by its insurer, Hartford Fire Insurance Company. Although the

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There’s Coverage for That? The ‘Ins & Outs’ of Personal & Advertising Injury Coverage
June 25, 2025 | Michael C. Cannata | Frank M. Misiti | General Liability | Insurance Coverage

Michael Cannata and Frank Misiti wrote, “There’s Coverage for That? The ‘Ins and Outs’ of Personal and Advertising Injury Coverage” for the Summer 2025 issue of USLAW Magazine.

The story explains “personal and advertising” injury coverage that is provided by the Coverage B part of a general liability insurance policy. It also discusses the nuances among

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June 2025 Insurance Update
June 24, 2025 | Robert Tugander | Greg E. Mann | Insurance Coverage

We’ve selected five recent insurance decisions for this month’s update.

Foreign insurers will be pleased with the Second Circuit’s revamped view of the New York Convention. In finding that the international treaty is self-executing, the court opened a path for these insurers to arbitrate coverage disputes, even where state law prohibits insurers from doing so.

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May 2025 New York Insurance Coverage Law Update
May 29, 2025 | Joanne M. Engeldrum | Insurance Coverage

Southern District Finds No Additional Insured Coverage, Insurer Did Not Waive Non-Existence Of Coverage Defense, And Insurer Not Estopped From Disclaiming Coverage Where No Prejudice

Utica National Assurance Company issued a liability policy to Bond Painting Company. Bond’s employee was injured working at a construction project at premises leased by Amazon.com Services Inc. and filed

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May 2025 Insurance Update
May 22, 2025 | Robert Tugander | Greg E. Mann | Insurance Coverage

We touch upon several issues in this month’s update.

Negligent breach of contract: Courts recognize that a CGL policy does not cover breach of contract claims. But where the insured is accused of negligently performing its obligations, courts are divided over whether that claim qualifies for coverage. The answer depends on whether there is an

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2nd Circuit Refuses to Enforce Insurance Policy’s Arbitration Provision
April 30, 2025 | Stuart I. Gordon | Matthew V. Spero | Bankruptcy | Insurance Coverage

A Second Circuit U.S. Court of Appeals decision refused an attempt to expand the scope of an insurance policy’s arbitration provision, creating the need for extra caution when interpreting policies.

In Ehrenberg v. Allied World National Assurance Co. (In Re: Orion HealthCorp, Inc.), 24-2511 (2d. Cir. April 15, 2025), the Second Circuit affirmed the judgment

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April 2025 New York Insurance Coverage Law Update
April 24, 2025 | Joanne M. Engeldrum | Insurance Coverage

Southern District Finds No Coverage For Legal Malpractice Action And Rejects Insured’s Argument That Insurer Improperly Handled Coverage Claim

John H. Fisher and his P.C. represented a client in a medical malpractice action filed on February 15, 2019, alleging that the defendant medical providers failed to provide proper prenatal care to the client, causing the

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