Insurance Coverage


October 2025 New York Insurance Coverage Update
October 30, 2025 | Joanne M. Engeldrum | Insurance Coverage

Southern District Finds SIR Endorsement Does Not Apply To Additional Insured

Two underlying actions were filed against US Crane & Rigging LLC and its subcontractor, NY Crane Hoist Operations LLC, for damages caused by unsecured cranes at a building project during Hurricane Zeta. Liberty Mutual Fire Insurance Company defended its named insured, US Crane, in

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Amendment Approved, Clarifying Insurance Cases NY Commercial Division May Hear
October 24, 2025 | Robert Tugander | Greg E. Mann | Insurance Coverage

In June, we wrote about the Commercial Division Advisory Council’s proposed amendment to 22 NYCRR § 202.70 to clarify what types of insurance cases may be heard. That amendment was approved October 8.

The New York Commercial Division is a leading court where complex insurance disputes are resolved. Disputes must meet a monetary threshold. But

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October 2025 Insurance Update
October 22, 2025 | Robert Tugander | Greg E. Mann | Insurance Coverage

We are pleased to bring you our monthly insurance update.

And insurance brokers will be pleased with the Connecticut Supreme Court’s decision on the scope of an insurance agent’s duties. The court held that an agent has no duty to inform the insured that its policy is at risk of being nonrenewed.

In Ohio, an

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September 2025 New York Insurance Coverage Update
September 30, 2025 | Joanne M. Engeldrum | Insurance Coverage

Southern District Denies Motion To Dismiss Breach Of Implied Covenant Claim But Dismisses Punitive Damages Claim

The insured manufactured products in the 1980s that may have contained asbestos and was named in thousands of asbestos-related bodily injury lawsuits. With the help of an insurance archeologist, the insured searched for insurance policies covering the years implicated

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September 2025 Insurance Update
September 22, 2025 | Robert Tugander | Greg E. Mann | Insurance Coverage

Jealous husbands, protection payments, defective earplugs, opioids, and abuse of process form the backdrop to our September Insurance Update. 

We begin with two cases from Delaware’s high court.

The first reaffirms principles stated in its 2022 Rite Aid decision, this time in connection with CVS’s attempts at coverage for opioid claims lodged against it.

The

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August 2025 New York Insurance Coverage Law Update
September 2, 2025 | Joanne M. Engeldrum | Insurance Coverage

Northern District Finds Modified Employer’s Liability Exclusion In Policy Ambiguous

The general contractor for a construction project hired DJ Heating & Cooling to perform HVAC work at the project and Rocker II Drywall Services, LLC, to install sheetrock. Rocker purchased its sheetrock from a supplier that hired Jumpstart Reality LLC to provide laborers to

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August 2025 Insurance Update
August 21, 2025 | Robert Tugander | Greg E. Mann | Insurance Coverage

“Arising out of” is a phrase commonly found in an insurance policy. It’s a broad phrase, and courts construe it that way. When this phrase appears in an exclusion, courts often apply a “but for” causation test. And that may mean the exclusion applies even though the insured itself did not commit the excluded act.

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July 2025 New York Insurance Coverage Law Update
July 29, 2025 | Joanne M. Engeldrum | Insurance Coverage

Southern District Finds Tenant’s Insurer Has Duty To Defend Landlord But Determination On Indemnity Is Premature

A pedestrian tripped and fell on a public sidewalk in front of a multi-unit premises owned by 1995-2003 Jerome Avenue. The injured claimant filed a bodily injury action against Jerome Avenue and Pawnit Jerome Corp., a lessee of one

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July 2025 Insurance Update
July 22, 2025 | Insurance Coverage

We cover a broad range of topics in this month’s insurance update.

The Supreme Court of Vermont considers how to measure a boat’s capacity under a watercraft exclusion.

The Sixth Circuit decides whether an equipment designer’s omission in its insurance application voided its professional services coverage.

The North Carolina Supreme Court considers whether a homeowner

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Advisory Council Recommends Amending NY’s Commercial Division Rules
June 27, 2025 | Robert Tugander | Greg E. Mann | Insurance Coverage

The Administrative Board of the Courts is seeking public comment on a proposal by the Commercial Division Advisory Council to amend the Commercial Division rules (22 NYCRR § 202.70) to clarify what types of insurance cases may be heard.

Under the current rules, the Commercial Division may hear “environmental insurance coverage” and “commercial insurance coverage”

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