Insurance Coverage


May 2026 New York Insurance Coverage Update
May 27, 2026 | Joanne M. Engeldrum | Insurance Coverage

Southern District Finds Commercial General Liability Policies And Products-Completed Operations Liability Policy All Cover The “Same Risk” For Purposes Of Priority

141 East 88th Street, LLC, was the sponsor and developer for a construction project converting an apartment building into a condominium. 141 East retained Tekton Builders, LLC, to be the general contractor for the

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May 2026 Insurance Update
May 20, 2026 | Robert Tugander | Greg E. Mann | Insurance Coverage

Just shy of a “full house,” is how you might describe our May insurance update.

We have a pair of cases from the Colorado Supreme Court that discuss the failure to cooperate defense, UIM exhaustion, and the status of a rental car company when it offers its customers supplemental auto insurance.

We also have a

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April 2026 Insurance Update
April 23, 2026 | Robert Tugander | Greg E. Mann | Insurance Coverage

Our April update highlights some of the insurance questions courts were asked to decide this past month.

We all know about the broad duty to defend that applies to many primary liability policies. But does that same rule apply for title insurance?

A few months ago, we wrote about a federal district court’s ruling that

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April 2026 New York Insurance Coverage Update
April 22, 2026 | Joanne M. Engeldrum | Insurance Coverage

Second Department Finds Absolute Lead Exclusion Properly Added To Policy And Excludes Coverage For Action Alleging Injury From Lead Exposure

The owner of a residential building in Brooklyn engaged an insurance broker to procure insurance coverage for the building that included liability coverage for lead exposure. Brownstone Agency, Inc., acting as the agent for Everest

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March 2026 New York Insurance Coverage Update
March 30, 2026 | Joanne M. Engeldrum | Insurance Coverage

Second Department Finds No Coverage Based Upon Policy’s Designated Premises Limitation

305 Union St. Station, Inc., doing business as Kittery Restaurant, operates a restaurant in Brooklyn. Plaintiff, a pedestrian, was injured when she was struck by a bicycle operated by an employee of the restaurant who was on his way back from a food delivery.

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March 2026 Insurance Update
March 19, 2026 | Robert Tugander | Greg E. Mann | Insurance Coverage

With the bellwether social media addiction trials wrapping up in Los Angeles, we thought a good place to start this month’s update is with a coverage decision out of Delaware (where Meta is based) on whether Meta’s insurers must defend those suits. A Delaware trial court considers whether social media addiction complaints, when stripped of

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February 2026 New York Insurance Coverage Update
February 27, 2026 | Joanne M. Engeldrum | Insurance Coverage

First Department Finds Ambiguity In Exception To Exclusion And Interprets It In Favor Of Coverage

Mount Hawley Insurance Company issued a commercial general liability policy to a contractor that excluded coverage for property damage resulting from the insured’s labor, except for “interior tile” work. The insured contractor was retained to refurbish a bathroom. To level

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February 2026 Insurance Update
February 18, 2026 | Robert Tugander | Greg E. Mann | Insurance Coverage

It was a busy month for courts on insurance issues.

We begin in Illinois. If an insured has a permit that authorizes a certain level of emissions, are those emissions pollutants for purposes of a pollution exclusion? The Illinois Supreme Court instructs on the relevance of a permit when assessing whether a pollution exclusion applies.

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January 2026 New York Insurance Coverage Update
January 29, 2026 | Joanne M. Engeldrum | Insurance Coverage

Southern District Finds Mutual Mistake And Reforms Excess Policy To Avoid Illusory Coverage

The insured, a plumbing company, faced millions of dollars in potential liability for claims arising from a fire at an apartment building where the insured performed work. The insured sought coverage for those claims under a primary policy issued by The Travelers

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January 2026 Insurance Update
January 27, 2026 | Robert Tugander | Greg E. Mann | Insurance Coverage

Claims-made policies have automatic extended reporting periods that last for a stated amount of time. But those extensions end if the insured purchases a new policy. What if the new policy does not cover the claim? Is the extended reported period reinstated? As a Maryland federal court explains, that depends on the language of the

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