October 2025 Insurance Update

We are pleased to bring you our monthly insurance update.

And insurance brokers will be pleased with the Connecticut Supreme Court’s decision on the scope of an insurance agent’s duties. The court held that an agent has no duty to inform the insured that its policy is at risk of being nonrenewed.

In Ohio, an intermediate appellate court decides whether a third-party claimant can sue an insurer for bad faith.

Federal courts in Georgia and Indiana take on pollution issues.  Is “clean” stormwater a pollutant? Does a site’s enrollment in a voluntary cleanup program provide the level of coerciveness to qualify as a “suit”?

In Illinois, a federal court considers whether a McDonald’s employee’s claim of psychological harm from witnessing repeated acts of violence by customers asserts a claim for bodily injury.

And the First Circuit discusses how number of occurrences and known loss provisions intertwine in a coverage dispute over biodiesel-enriched home heating oil.

We hope you enjoy the update.