Insurance Coverage


Recent Decisions by the Trademark Trial and Appeal Board
August 17, 2016 | Intellectual Property | Insurance Coverage

Mark Fails To Satisfy Lawful Use Requirement

The Trademark Trial and Appeal Board (“the Board”) affirmed the refusal to register HERBAL ACCESS on the grounds that the mark was not used in lawful commerce.  The Board started its analysis with the principle that to qualify for federal trademark protection, the mark must be lawfully used

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New York Insurance Coverage Law Update
July 29, 2016 | Insurance Coverage

Insurer Must Provide “Specific Objective Justification” For EUO Request Upon Provider’s Timely Inquiry

Avalon Radiology P.C. submitted no-fault claims to Ameriprise Insurance Company, and the insurer noticed an examination under oath (“EUO”) for Avalon. Avalon responded with a letter asking for the good faith, objective reason for Ameriprise’s request for an EUO pertaining to Avalon’s

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Supreme Court of California Rules That Post-Verdict Award of Attorneys’ Fees to Insured May Be Included When Calculating Punitive-Compensatory Damages Ratio
July 19, 2016 | Insurance Coverage

The Supreme Court of California has ruled that a trial court’s post-verdict award of attorneys’ fees to an insured may be included in the amount of compensatory damages awarded to the insured for purposes of determining the punitive-compensatory damages ratio.

The Case

A man who spent weeks confined to a hospital bed at the Department

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Supreme Court of Texas Rules That Coverage Was Precluded by Policies’ “Leased-In Worker” Exclusion
| Insurance Coverage

The Supreme Court of Texas has ruled that a “leased-in worker” exclusion in commercial general liability insurance policies precluded coverage of a claim brought by parents whose son had died in an accident on a drilling rig.

The Case

After an accident on a drilling rig, a deceased worker’s parents sued the company that owned

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Supreme Court of Washington Rules That Policy Unambiguously Excluded Coverage for Water Damage Immediately Upon Vacancy
| Insurance Coverage

The Supreme Court of Washington has ruled that an insurance policy unambiguously excluded coverage for water damage to the insured building immediately when the building became vacant.

The Case

Kut Suen Lui and May Far Lui owned a building containing tenant space, but the building’s last tenant left the building in the first week of

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Supreme Court of Colorado Rules That Extrinsic Evidence Could Not Create Ambiguity in Policy
| Insurance Coverage

The Supreme Court of Colorado has ruled that extrinsic evidence could not create an ambiguity in an insurance policy but only could be used as an aid to ascertaining the intent of the parties once an ambiguity was found.

The Case

After Jennifer Hansen was injured in a motor vehicle accident, she presented an underinsured

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Supreme Court of Wisconsin Holds That “Four-Corners Rule” Does Not Permit Consideration of Extrinsic Evidence
| Insurance Coverage

The Supreme Court of Wisconsin has ruled that there is no exception to the “four-corners” rule that permits courts to consider extrinsic evidence after an insurer had decided that it had no duty to defend the insured.

The Case

Water Well Solutions Service Group Inc. was hired by the City of Waukesha to replace a

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Supreme Court of Wisconsin Holds That “Four-Corners Rule” Includes Consideration of Exclusions
| Insurance Coverage

The Supreme Court of Wisconsin has ruled that the “four-corners rule” includes consideration of exclusions in an insurance policy.

The Case

From 2007 to 2009, a number of lawsuits involving Titan Global Holdings, Inc., and the trustee of two trusts that owned a controlling interest in Titan were filed throughout the country.

The trustee provided

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Infringement of Adult Images Ex(xx)ed Out of Coverage
| Insurance Coverage | Intellectual Property

The U.S. District Court for the Western District of Texas recently rejected an attempt by two online content providers to secure coverage in connection with a copyright infringement action commenced against them by an adult entertainment company.[1]

Perfect 10, Inc. (“Perfect 10”) filed an action against Giganews, Inc. (“Giganews”) and Livewire Services, Inc. (“Livewire”) for

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Employee Benefit Plan Review – From the Courts – July 2016
July 1, 2016 | Insurance Coverage

Court Upholds Administrator’s Ruling That New Plan Did Not Include Claimed Benefit

The plaintiff in this case was hired as an electrical engineer for Delco Electronics, a division of General Motors (GM), in 1991. The plaintiff was enrolled in an insurance plan covered by GM (the 1992 GM Plan) and was made aware of the

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