Recent Publications


New York Insurance Coverage Update
September 1, 2014 | Insurance Coverage

Insured’s Indemnification Obligation Did Not Create Insurance Coverage Where None Otherwise Existed, Court Finds 

Claimant sued Boulder Creek and BIT Investment for injuries she allegedly sustained when she fell outside premises owned by BIT and leased to Boulder Creek.  Boulder Creek asserted a cross-claim against BIT for contractual indemnity under the lease and sought coverage

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From the Courts
August 31, 2014 | Insurance Coverage | Appeals

U.S. Supreme Court Rejects “Presumption of Prudence” for ESOP Fiduciaries

The plaintiffs in this case, former employees of Fifth Third Bancorp and participants in its employee stock option plan (ESOP), sued Fifth Third and various Fifth Third officers in a federal district court in Ohio, alleging that they knew or should have known by July

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No Oil Change In Rhode Island
August 31, 2014 | Insurance Coverage

Please click the link below to view No Oil Change in Rhode Island. Adobe Reader is required to view the bulletin. If Adobe Reader is not installed on your PC, click here to download and install.

No Oil Change in Rhode Island

Copyright © 2014 by A.M. Best Company, Inc.  Reprinted with permission.  All rights

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Among Significant Decisions, Court Vacates Prior Breach of Duty to Defend Ruling
August 25, 2014 | Insurance Coverage | Appeals

Insurance law is surely an area of the civil law that occupies more than its fair share of the docket of the New York Court of Appeals.  This past term, the Court issued nine significant insurance law decisions, including one for which it heard reargument and vacated a unanimous – and highly controversial – ruling

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Court Addresses Bitcoin, Other Novel Online Technology Issues
August 19, 2014 | Intellectual Property | Complex Torts & Product Liability | Professional Liability

Online technology, as this column frequently has noted, presents numerous challenges to attorneys during litigation,[1] while managing their firms and marketing their services,[2] and in trying to keep up with the newest legal developments and rulings.[3]  A recent decision in a case of first impression by Judge Katherine B. Forrest of the U.S. District Court

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New York Insurance Coverage Update
August 1, 2014 | Insurance Coverage

“Other Insurance” Clause Bars Primary OCPL Insurer’s Contribution Claims Against Contractor’s Other Carriers

Erie Painting & Maintenance, Inc. contracted with the New York State Thruway Authority to perform painting work. An Erie employee alleged that he was injured while working on the project, and he sued the Authority. Arch Insurance Company, which had issued a

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Umbrella Insurers Must Pay Insured’s Expenses Although Primary Insurance Was Exhausted by Claims the Umbrella Policies Did Not Cover
July 31, 2014 | Insurance Coverage

The U.S. Court of Appeals for the Fifth Circuit, reversing a district court’s decision, has ruled that umbrella insurance carriers were obligated for removal of debris (“ROD”) expenses under their umbrella policies even where the underlying insurance had been exhausted by claims the umbrella policies did not cover. 

The Case

W&T Offshore, Inc., an

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Insurer Need Not Demonstrate Prejudice from Late Notice Under a Claims Made Policy, New Jersey Appeals Court Rules
July 31, 2014 | Insurance Coverage

An appellate court in New Jersey, affirming a trial court’s decision, has ruled that an insurance company that had issued a “claims made” policy and that had not received notice of a claim “as soon as reasonably practicable” did not have to demonstrate that it had been prejudiced by the late notice to be able

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Policies’ Prior Publication Exclusion Bars Coverage of Trademark Infringement Action, Ninth Circuit Decides
July 31, 2014 | Insurance Coverage

The U.S. Court of Appeals for the Ninth Circuit, affirming a California district court’s decision, has ruled that the prior publication exclusion in general liability insurance policies barred an insurance company’s obligation to defend its insured in an action alleging trademark infringement, unfair competition and unfair business practices under federal and California law.

The Case

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California Supreme Court Limits Scope of Insurer’s Duty to Defend Insured against a Possible Claim of Disparagement
July 31, 2014 | Insurance Coverage

The California Supreme Court has ruled that a claim of disparagement requires a plaintiff to show a false or misleading statement that specifically referred to the plaintiff’s product or business and that clearly derogated that product or business. 

The Case

Gary-Michael Dahl, the manufacturer of the “Multi-Cart,” sued Swift Distribution, Inc., doing business as Ultimate

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Duty to Defend Under Model Toxic Control Act Is Triggered When Government Agency Communicates an “Explicit or Implicit” Threat of Consequences
July 31, 2014 | Insurance Coverage

An appellate court in Washington has ruled that the duty of an insurer to defend its insured in connection with potential liability under the state’s Model Toxics Control Act (“MTCA”), which imposes strict liability on the owner or operator of contaminated property, is triggered if a government agency communicates an explicit or implicit threat of

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California Appeals Court Finds No Coverage Where Allegedly Defective Parts Were Incorporated Into a Whole Construction Project
July 31, 2014 | Insurance Coverage

A California appellate court, affirming a trial court’s decision, has ruled that there was no coverage under a commercial general liability insurance policy for claims against a subcontractor that incorporated allegedly defective materials into a construction project, where the only damage was to the project itself.

The Case

Regional Steel Corporation subcontracted with JSM Florentine,

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Citing Surveillance Videos and Other Evidence, Circuit Court Upholds Plan Administrator’s Decision to End Employee’s Long Term Disability Benefits
July 31, 2014 | Insurance Coverage | Labor & Employment | Appeals

The plaintiff in this case was employed by BDP International as an air import coordinator. Her full time sedentary job required her to sit for most of an eight hour day and, occasionally, to lift or carry a small amount of weight.

After she was diagnosed with relapsing-remitting multiple sclerosis (“MS”) in the late 1990s,

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Arbitration or Litigation of No-Fault Insurance Disputes: The Second Circuit Speaks
July 7, 2014 | Appeals | Insurance Coverage

Insurance companies in New York continue to expend considerable time and effort to fight no-fault automobile insurance fraud. Toward that end, one of the most effective tools is the filing of lawsuits in federal court against health care providers who have received payment for services they contend they have provided to injured policyholders. As has

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New York Insurance Coverage Update
July 1, 2014 | Insurance Coverage

Insurer’s Disclaimer Of Bodily Injury Claims Found Timely When Earlier Notice Only Indicated Property Damage

An insurer was notified on June 30, 2008 of alleged property damage to an apartment building caused when the insureds’ employees were applying a floor finish.  A year later, on July 2, 2009, the employees’ counsel notified the insurer that

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