Insurance Update

We bring you our May Insurance Update.

We begin with three state high court decisions.

Last month, we discussed the Texas Supreme Court’s reaffirmance of the eight corners rule.  This month, the Texas Supreme Court carves out an exception to that rule.

Presented with a certified question involving the significance of “those sums” language on allocation, the Ohio Supreme Court finds allocation unnecessary at all because the injury occurred at a discernable time.

In a case involving a premeditated murder-suicide, the Pennsylvania Supreme Court decides whether an insurer had a duty to defend a claim involving an injury to a man who intervened.

Sticking with Pennsylvania, we also discuss two intermediate appellate court decisions – one applying the criminal acts and personal profit exclusions and the other discussing what needs to be in a reservation of rights letter.

We round out the update with federal district court decisions discussing claims involving wrongful repossession, a suspicious fire, illegal telemarketing, and epoxy fumes.

We hope everyone is well and stays safe.

Rob Tugander and Greg Mann